How we help
Personal Injury Protection is the medical coverage carried on a New Jersey auto policy under the state’s no-fault rules. It is what pays first after a crash, and disputes over it decide who covers treatment while an injury claim is still open.
Edward H. Kerwin handles personal injury protection matters at Zirrith Law, alongside his work in municipal court, workers’ compensation, and civil litigation.
Where PIP Questions Come Up
- Understanding what your own policy covers after a crash
- Medical bills that approach or exceed the limit on your policy
- Coordinating a PIP claim with a liability claim against the driver at fault
- Treatment that an insurer declines to authorise or pay
Injured in a Crash?
Coverage questions are easier to answer early, before bills accumulate. Call the office or send a message below and we will talk through where you stand.